Jul 2018

Liquor Liability Insurance – What You Don’t Know Can Hurt You

If you own an establishment that serves alcohol, but you have no idea what liquor liability insurance is, you need to read this pronto. In simplest terms, liquor liability is a type of insurance that covers you for any liability arising from selling, dispensing or otherwise serving alcohol. Let’s assume, for the sake of example that there’s been a bar brawl in your establishment. Liquor […]

Employment Practices Liability Insurance

Employment Practices Liability insurance is a coverage plan for employers to safeguard their financial concerns arising from claims made against them by employees. Generally, referred to as EPLI, these insurances are to cover the employer in events of allegations raised against the employer or the company on issues such as employment malpractices, sexual harassment, and wrongful or forced terminations. The Need for Employment Practices Liability […]

Cyber Liability Insurance – Why You Need It

In the past few years, cyber liability insurance has become increasingly popular due to the growing number of cyber security incidents, such as data breaches, hacking, extortion, data destruction and denial of service attacks. Unfortunately, in the event of a cyber incident, such as a data breach, your business may be liable for damages, especially if cybercriminals manage to steal your customers’ data, such as […]

Jul 2018

New Venture Truck Insurance

The truck industry is one of the volatile markets today. It is crucial that you have a new venture truck insurance policy to cover liabilities that come in losses and damages. Any start-up company needs insurance cover for primary auto liabilities and physical damage coverage. Make sure you go through comparison shopping to help in settling for the best option. Why You Need Insurance Coverage Being […]

Jul 2018

Business Owners Policy (BOP)

Designed specifically for small business, a business owners policy (BOP) is a type of business protection insurance product that combines a several basic protection insurance products, including commercial property, business interruption insurance and general liability insurance, into one policy. Because a BOP is a consolidated insurance product, it typically costs less than the sum of its individual components. In other words, it is cheaper to […]

Jul 2018

Garage Keepers Liability Coverage – What You Need To Know

When you drop off your car at an auto repair garage, you do not only expect it to be fixed, but you expect it to remain safe while in the custody of the garage keeper. A general liability policy does not cover damage to vehicles that do not belong to the insured party. This is where the garage keepers liability coverage comes in. Here is […]

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