November 12, 2024
General Liability Insurance
General liability insurance, often referred to as GL, stands as a fundamental pillar of protection for trucking businesses. It offers a safety net against potential property damage or bodily injuries that might arise, especially those not involving a truck.
At its core, general liability insurance serves multiple purposes:
- Premises Coverage: It extends protection for the premises used for business operations.
- Products and Completed Operations: If there are exclusions in the auto liability (AL) policy, general liability can step in to provide coverage.
- Comprehensive Protection: Beyond just property damages, general liability insurance also covers bodily injuries, personal injuries, and even medical payments, all within the confines of the policy limits and specific coverages.
Choosing the right general liability insurance ensures that trucking businesses are shielded from a myriad of risks, offering peace of mind in an industry where unpredictability is often the norm.
