November 12, 2024
Non-Trucking Liability & Bobtail Insurance
Non- Trucking Liability
Non-Trucking Liability Insurance, often abbreviated as NTL, is designed to offer coverage for property damage or bodily injury resulting from accidents when the driver or truck is not under dispatch and is on personal time. This coverage can be applied whether there’s a trailer involved or not and is typically added as an endorsement on a commercial policy.
Bobtail insurance
Bobtail Insurance, is closely related to non-trucking liability but has its unique features. It provides coverage when a truck is operated without a trailer, a situation commonly referred to as “bobtailing.” The essence of Bobtail insurance is to cover the tractor anytime it’s not attached to a trailer, irrespective of its dispatch status.
Key Features and Benefits of Non-Trucking Liability & Bobtail Insurance:
- Comprehensive Coverage: Both insurance types offer protection against accidents during personal time and when bobtailing, ensuring trucking professionals are shielded from unexpected liabilities.
- Protection Against Claims: These insurances are designed to guard against property damage, bodily injury claims, and more, offering peace of mind in an industry known for its unpredictability.
- Customizable Coverage: With the flexibility to add endorsements, trucking businesses can tailor their coverage to meet specific needs and requirements.
In the trucking industry, where risks are a part of daily operations, having the right insurance coverage like Non-Trucking Liability and Bobtail Insurance can make all the difference. It not only ensures compliance with legal mandates but also offers a safety net against unforeseen incidents.
